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Goldman Sachs · Mastercard

Apple Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$0
Rewards rate
See reward details
Intro offer
Check the issuer page for any current introductory offer and eligibility rules.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
No annual fee
Purchase APR
APR range: 17.49% - 27.74%
Balance transfer APR
Check issuer terms
Cash advance APR
Check issuer terms
Foreign transaction fee
Check issuer terms
Late payment fee
No late-payment fee listed
Grace period
28 days
Recommended credit
Excellent (720+)
Terms last updated
6/22/2026
Key benefits
  • No yearly card fee
Rewards breakdown

Wafacard summary: this everyday credit card shows cash-back earning from 1%-3% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.

Intro offer: Check the issuer page for any current introductory offer and eligibility rules.

Card details

Wafacard note: key fit signals include no yearly card fee. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Goldman Sachs
Network
Mastercard
Type
general
Review status
Terms reviewed 6/30/2026

Is Apple Card worth it?

The Apple Card is a no-annual-fee general card from Goldman Sachs, so you can keep it long term without paying to hold it. New cardholders may also qualify for a welcome offer: Check the issuer page for any current introductory offer and eligibility rules. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 17.49% - 27.74%. Confirm current terms on Goldman Sachs's site before applying.

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