Is Credit One Bank® Wander® American Express® Card worth it?
Credit One Bank® Wander® American Express® Card can be a fit for people comparing travel cards from Credit One Bank. The main things to weigh are the $95 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this travel rewards card shows cash-back earning from 1%-10% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.
Intro offer: Check the issuer page for any current introductory offer and eligibility rules.
Card details
Wafacard note: key fit signals include travel-focused card positioning. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- American Express
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $95
- Purchase APR
- APR range: 29.74%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- APR range: 31.74%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $39
- Grace period
- Check issuer terms
- Recommended credit
- Fair (580-669)
- Terms last updated
- 6/22/2026
Key benefits
- Travel-focused card positioning