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Discover · Discover

Discover it® Miles Credit Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$0
Rewards rate
See reward details
Intro offer
Intro APR terms may run for 15 months. Confirm eligible balances, purchases, and post-intro APR with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
No annual fee
Purchase APR
APR range: 0% - 26.49%
Balance transfer APR
0% intro balance-transfer period for 15 months; variable APR applies after.
Cash advance APR
APR range: 28.49%
Promo APR length
15 months
Foreign transaction fee
Check issuer terms
Late payment fee
None the first time you pay late. After that, up to $41
Grace period
Check issuer terms
Recommended credit
Excellent (720+)
Terms last updated
6/22/2026
Key benefits
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Travel-focused card positioning
Rewards breakdown

Wafacard summary: this travel rewards card shows miles earning from 1.5x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.

Intro offer: Intro APR terms may run for 15 months. Confirm eligible balances, purchases, and post-intro APR with the issuer.

Card details

Wafacard note: key fit signals include intro apr or transfer-focused terms, no yearly card fee, travel-focused card positioning. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Discover
Network
Discover
Type
travel
Review status
Terms reviewed 6/30/2026

Is Discover it® Miles Credit Card worth it?

The Discover it® Miles Credit Card is a no-annual-fee travel card from Discover, so you can keep it long term without paying to hold it. New cardholders may also qualify for a welcome offer: Intro APR terms may run for 15 months. Confirm eligible balances, purchases, and post-intro APR with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 0% - 26.49%. Confirm current terms on Discover's site before applying.

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