American Express · Amex

Hilton Honors American Express Aspire Card

★★★★★ 4.6 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$550
Rewards rate
See reward details
Intro offer
Intro value may include 175,000 points. Confirm current requirements with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
$550
Purchase APR
APR range: 19.49% - 28.49%
Balance transfer APR
Check issuer terms
Cash advance APR
APR range: 21.99%
Foreign transaction fee
$0
Late payment fee
Up to $40
Grace period
25 days
Recommended credit
Excellent (720+)
Terms last updated
7/11/2026
Key benefits
  • Partner status benefits may apply
  • Travel-focused card positioning
Rewards breakdown

Wafacard summary: this travel rewards card shows points earning from 3x-14x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.

Intro offer: Intro value may include 175,000 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include partner status benefits may apply, travel-focused card positioning. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
American Express
Network
Amex
Type
travel
Review status
Terms reviewed 6/30/2026

Is Hilton Honors American Express Aspire Card worth it?

The Hilton Honors American Express Aspire Card is a premium travel card from American Express with a $550 annual fee, so it needs to earn its keep through rewards and benefits. New cardholders may also qualify for a welcome offer: Intro value may include 175,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 19.49% - 28.49%. Confirm current terms on American Express's site before applying.

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