Is Instacart Mastercard® worth it?
Instacart Mastercard® can be a fit for people comparing cashback cards from Chase. The main things to weigh are the $0 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this cash-back card shows cash-back earning from 1%-5% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.
Intro offer: Intro value may include 50 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include extended warranty coverage may be included, baggage coverage may be included, no yearly card fee, cash-back earning focus. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- No annual fee
- Purchase APR
- APR range: 18.24% - 27.74%
- Balance transfer APR
- APR range: 19.49% - 28.24%
- Cash advance APR
- Check issuer terms
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Check issuer terms
- Grace period
- Check issuer terms
- Recommended credit
- Excellent (720+)
- Terms last updated
- 6/22/2026
Key benefits
- Extended warranty coverage may be included
- Baggage coverage may be included
- No yearly card fee
- Cash-back earning focus