Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $36
- Purchase APR
- APR range: 22.7%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- APR range: 26.95%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $40
- Grace period
- Check issuer terms
- Recommended credit
- Limited/Building Credit
- Terms last updated
- 6/22/2026
Key benefits
- Fraud-liability protection
Rewards breakdown
Wafacard summary: this credit-building card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Check the issuer page for any current introductory offer and eligibility rules.
Card details
Wafacard note: key fit signals include fraud-liability protection. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Is Merrick Bank Double Your Line® Secured Credit Card worth it?
The Merrick Bank Double Your Line® Secured Credit Card is a secured card from Merrick Bank with a $36 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Check the issuer page for any current introductory offer and eligibility rules. It is generally aimed at applicants with limited/building credit credit, with a purchase APR around APR range: 22.7%. Confirm current terms on Merrick Bank's site before applying.
