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Navy Federal · Visa

Navy Federal GO REWARDS® Credit Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$0
Rewards rate
See reward details
Intro offer
Intro APR terms may run for 6 months. Confirm eligible balances, purchases, and post-intro APR with the issuer.
Recommended credit
Fair (580-669)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
No annual fee
Purchase APR
APR range: 13.49% - 18%
Balance transfer APR
APR range: 13.49% - 18%
Cash advance APR
APR range: 2%
Promo APR length
6 months
Foreign transaction fee
Check issuer terms
Late payment fee
Up to $20
Grace period
Check issuer terms
Recommended credit
Fair (580-669)
Terms last updated
6/22/2026
Key benefits
  • Intro APR or transfer-focused terms
  • No yearly card fee
Rewards breakdown

Wafacard summary: this everyday credit card shows points earning from 1x-3x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.

Intro offer: Intro APR terms may run for 6 months. Confirm eligible balances, purchases, and post-intro APR with the issuer.

Card details

Wafacard note: key fit signals include intro apr or transfer-focused terms, no yearly card fee. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Navy Federal
Network
Visa
Type
general
Review status
Terms reviewed 6/30/2026

Is Navy Federal GO REWARDS® Credit Card worth it?

The Navy Federal GO REWARDS® Credit Card is a no-annual-fee general card from Navy Federal, so you can keep it long term without paying to hold it. New cardholders may also qualify for a welcome offer: Intro APR terms may run for 6 months. Confirm eligible balances, purchases, and post-intro APR with the issuer. It is generally aimed at applicants with fair (580-669) credit, with a purchase APR around APR range: 13.49% - 18%. Confirm current terms on Navy Federal's site before applying.

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