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Chime · Visa

Secured Chime Visa® Credit Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$0
Rewards rate
See reward details
Intro offer
Check the issuer page for any current introductory offer and eligibility rules.
Recommended credit
Limited/Building Credit
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
No annual fee
Purchase APR
APR range: 0%
Balance transfer APR
0% intro balance-transfer period; variable APR applies after.
Cash advance APR
APR range: 0%
Foreign transaction fee
Check issuer terms
Late payment fee
$0
Grace period
Check issuer terms
Recommended credit
Limited/Building Credit
Terms last updated
6/1/2026
Key benefits
  • Partner status benefits may apply
  • No yearly card fee
Rewards breakdown

Wafacard summary: this credit-building card shows cash-back earning from 2%-5% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.

Intro offer: Check the issuer page for any current introductory offer and eligibility rules.

Card details

Wafacard note: key fit signals include partner status benefits may apply, no yearly card fee. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Chime
Network
Visa
Type
secured
Review status
Terms reviewed 6/30/2026

Is Secured Chime Visa® Credit Card worth it?

The Secured Chime Visa® Credit Card is a no-annual-fee secured card from Chime, so you can keep it long term without paying to hold it. New cardholders may also qualify for a welcome offer: Check the issuer page for any current introductory offer and eligibility rules. It is generally aimed at applicants with limited/building credit credit, with a purchase APR around APR range: 0%. Confirm current terms on Chime's site before applying.

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