Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $25
- Purchase APR
- APR range: 27.49%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- Check issuer terms
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- $15
- Grace period
- Check issuer terms
- Recommended credit
- Limited/Building Credit
- Terms last updated
- 6/22/2026
Key benefits
- Issuer terms and applicant profile determine available benefits
Rewards breakdown
Wafacard summary: this credit-building card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Intro value may include 20 points. Confirm current requirements with the issuer.
Card details
Wafacard note: benefit details vary by issuer terms, card network, approval profile, and enrollment requirements.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Is Secured Self Visa® Credit Card worth it?
The Secured Self Visa® Credit Card is a secured card from Self with a $25 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Intro value may include 20 points. Confirm current requirements with the issuer. It is generally aimed at applicants with limited/building credit credit, with a purchase APR around APR range: 27.49%. Confirm current terms on Self's site before applying.
