Is The Blue Business® Plus Credit Card from American Express worth it?
The Blue Business® Plus Credit Card from American Express can be a fit for people comparing business cards from American Express. The main things to weigh are the $0 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this business spending card shows points earning from 1x-2x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.
Intro offer: Intro value may include 15,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include intro apr or transfer-focused terms, extended warranty coverage may be included, employee card controls may be available, no yearly card fee, business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Amex
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- No annual fee
- Purchase APR
- APR range: 16.74% - 28.49%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- Check issuer terms
- Promo APR length
- 12 months
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $39
- Grace period
- Check issuer terms
- Recommended credit
- Excellent (720+)
- Terms last updated
- 6/22/2026
Key benefits
- Intro APR or transfer-focused terms
- Extended warranty coverage may be included
- Employee card controls may be available
- No yearly card fee
- Business spending features