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American Express · American Express

The Platinum Card® from American Express Exclusively for Charles Schwab

★★★★★ 4.6 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$895
Rewards rate
See reward details
Intro offer
Intro value may include 150,000 points. Confirm current requirements with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
$895
Purchase APR
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Balance transfer APR
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Cash advance APR
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Foreign transaction fee
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Late payment fee
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Grace period
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Recommended credit
Excellent (720+)
Terms last updated
6/22/2026
Key benefits
  • Airport-lounge benefits may apply
  • Travel-focused card positioning
Rewards breakdown

Wafacard summary: this travel rewards card shows points earning from 5x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.

Intro offer: Intro value may include 150,000 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include airport-lounge benefits may apply, travel-focused card positioning. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
American Express
Network
American Express
Type
travel
Review status
Terms reviewed 6/30/2026

Is The Platinum Card® from American Express Exclusively for Charles Schwab worth it?

The The Platinum Card® from American Express Exclusively for Charles Schwab is a premium travel card from American Express with a $895 annual fee, so it needs to earn its keep through rewards and benefits. New cardholders may also qualify for a welcome offer: Intro value may include 150,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit. Confirm current terms on American Express's site before applying.

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