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Chase · Visa

United Gateway℠ Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$0
Rewards rate
1x
Intro offer
Intro value may include 40,000 points. Confirm current requirements with the issuer.
Recommended credit
Good (670-719)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
No annual fee
Purchase APR
APR range: 19.74% - 28.24%
Balance transfer APR
APR range: 19.74% - 28.24%
Cash advance APR
APR range: 28.49%
Promo APR length
12 months
Foreign transaction fee
Check issuer terms
Late payment fee
Check issuer terms
Grace period
Check issuer terms
Recommended credit
Good (670-719)
Terms last updated
6/22/2026
Key benefits
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Travel-focused card positioning
Rewards breakdown

Wafacard summary: this travel rewards card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.

Intro offer: Intro value may include 40,000 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include intro apr or transfer-focused terms, no yearly card fee, travel-focused card positioning. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Chase
Network
Visa
Type
travel
Review status
Terms reviewed 6/30/2026

Is United Gateway℠ Card worth it?

The United Gateway℠ Card is a no-annual-fee travel card from Chase, so you can keep it long term without paying to hold it. It lists 1x on eligible spending, and the breakdown below shows how that earning applies across categories. New cardholders may also qualify for a welcome offer: Intro value may include 40,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with good (670-719) credit, with a purchase APR around APR range: 19.74% - 28.24%. Confirm current terms on Chase's site before applying.

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