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Barclays · Mastercard

Upromise® World Mastercard®

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Upromise(Registered Trademark) Mastercard(Registered Trademark)
Annual fee
$0
Rewards rate
See reward details
Intro offer
Intro value may include 100 points. Confirm current requirements with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
No annual fee
Purchase APR
Check issuer terms
Balance transfer APR
Check issuer terms
Cash advance APR
Check issuer terms
Foreign transaction fee
$0
Late payment fee
Check issuer terms
Grace period
Check issuer terms
Recommended credit
Excellent (720+)
Terms last updated
7/11/2026
Key benefits
  • Fraud-liability protection
  • No yearly card fee
  • Cash-back earning focus
Rewards breakdown

Wafacard summary: this cash-back card shows cash-back earning from 1.25%-1.529% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.

Intro offer: Intro value may include 100 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include fraud-liability protection, no yearly card fee, cash-back earning focus. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Barclays
Network
Mastercard
Type
cashback
Review status
Terms reviewed 6/30/2026

Is Upromise® World Mastercard® worth it?

The Upromise® World Mastercard® is a no-annual-fee cashback card from Barclays, so you can keep it long term without paying to hold it. New cardholders may also qualify for a welcome offer: Intro value may include 100 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit. Confirm current terms on Barclays's site before applying.

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