Is U.S. Bank Shopper Cash Rewards® Visa Signature® Card worth it?
U.S. Bank Shopper Cash Rewards® Visa Signature® Card can be a fit for people comparing cashback cards from U.S. Bank. The main things to weigh are the $95 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this cash-back card shows cash-back earning from 1.5%-6% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.
Intro offer: Intro value may include 250 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include cash-back earning focus. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $95
- Purchase APR
- APR range: 17.99% - 27.99%
- Balance transfer APR
- APR range: 17.99% - 27.99%
- Cash advance APR
- Check issuer terms
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Check issuer terms
- Grace period
- Check issuer terms
- Recommended credit
- Excellent (720+)
- Terms last updated
- 6/1/2026
Key benefits