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U.S. Bank · Visa

U.S. Bank Shopper Cash Rewards® Visa Signature® Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$95
Rewards rate
1.5%
Intro offer
Intro value may include 250 points. Confirm current requirements with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
$95
Purchase APR
APR range: 17.99% - 27.99%
Balance transfer APR
APR range: 17.99% - 27.99%
Cash advance APR
Check issuer terms
Foreign transaction fee
Check issuer terms
Late payment fee
Check issuer terms
Grace period
Check issuer terms
Recommended credit
Excellent (720+)
Terms last updated
6/1/2026
Key benefits
  • Cash-back earning focus
Rewards breakdown

Wafacard summary: this cash-back card shows cash-back earning from 1.5%-6% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.

Intro offer: Intro value may include 250 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include cash-back earning focus. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
U.S. Bank
Network
Visa
Type
cashback
Review status
Terms reviewed 6/30/2026

Is U.S. Bank Shopper Cash Rewards® Visa Signature® Card worth it?

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is a cashback card from U.S. Bank with a $95 annual fee — a mid-range cost that should be offset by everyday value. It lists 1.5% on eligible spending, and the breakdown below shows how that earning applies across categories. New cardholders may also qualify for a welcome offer: Intro value may include 250 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 17.99% - 27.99%. Confirm current terms on U.S. Bank's site before applying.

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