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Issuer guide

Best BMO credit cards

Compare cards issued by BMO.

About BMO credit cards

This issuer page groups cards from the same provider so readers can compare annual fees, reward styles, networks, and benefits in one place.

Common strengths

  • Compare cards from the same issuer side by side
  • Review fee levels and rewards categories before applying
  • Use issuer pages as a starting point for deeper card comparisons

What to compare

  • Card terms can change, so always confirm details with the issuer
  • The best card depends on spending habits and benefit usage
  • Approval requirements vary by issuer and applicant profile
Best for travel
BMO Ascend™ World Elite®* Mastercard®* BMO
image coming soon
4.6 ★★★★★
Wafa rating

BMO Ascend™ World Elite®* Mastercard®*

BMO · Mastercard

Annual fee
$150
Welcome bonus
771 points
Rewards rate
Varies
Intro APR
0% · 12mo
See rates & apply on BMO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • Airport-lounge benefits may apply
Best for no annual fee
BMO CashBack Mastercard BMO
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4.7 ★★★★★
Wafa rating

BMO CashBack Mastercard

BMO · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
0.5%-3%
Intro APR
0% · 9mo
See rates & apply on BMO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • No yearly card fee
Best for cash back
BMO CashBack World Elite Mastercard BMO
image coming soon
4.6 ★★★★★
Wafa rating

BMO CashBack World Elite Mastercard

BMO · Mastercard

Annual fee
$139
Welcome bonus
480 points
Rewards rate
1%-5%
Intro APR
0% · 12mo
See rates & apply on BMO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • Partner status benefits may apply
Best for general
BMO Premium Rewards Credit Card BMO
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4.6 ★★★★★
Wafa rating

BMO Premium Rewards Credit Card

BMO · Mastercard

Annual fee
$95
Welcome bonus
35,000 points
Rewards rate
Varies
Intro APR
0% · 12mo
See rates & apply on BMO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available