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Issuer guide

Best SoFi credit cards

Compare cards issued by SoFi.

About SoFi credit cards

This issuer page groups cards from the same provider so readers can compare annual fees, reward styles, networks, and benefits in one place.

Common strengths

  • Compare cards from the same issuer side by side
  • Review fee levels and rewards categories before applying
  • Use issuer pages as a starting point for deeper card comparisons

What to compare

  • Card terms can change, so always confirm details with the issuer
  • The best card depends on spending habits and benefit usage
  • Approval requirements vary by issuer and applicant profile
Best for no annual fee
4.7 ★★★★★
Wafa rating

SoFi Essential Credit Card

SoFi · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
Check terms
See rates & apply on SoFi's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
4.7 ★★★★★
Wafa rating

SoFi Unlimited 2% Credit Card

SoFi · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
2%
Intro APR
Check terms
See rates & apply on SoFi's site
Why we like it
  • Cell phone protection may be available
  • Partner status benefits may apply
  • No yearly card fee