Is Atmos™ Rewards Visa Signature® Business Card worth it?
Atmos™ Rewards Visa Signature® Business Card can be a fit for people comparing business cards from Bank of America. The main things to weigh are the $70 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this business spending card shows cash-back earning from 10% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.
Intro offer: Intro value may include 80,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include airport-lounge benefits may apply, companion-travel perks may apply, business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $70
- Purchase APR
- APR range: 19.49% - 27.49%
- Balance transfer APR
- APR range: 19.49% - 27.49%
- Cash advance APR
- APR range: 27.74%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Check issuer terms
- Grace period
- 25 days
- Recommended credit
- Excellent (720+)
- Terms last updated
- 6/22/2026
Key benefits
- Airport-lounge benefits may apply
- Companion-travel perks may apply
- Business spending features