Issuer guide

Best Bank of America credit cards

Compare cards issued by Bank of America.

About Bank of America credit cards

Bank of America issues cash back, travel, airline, and co-branded cards. Its cards can be especially interesting for customers who qualify for relationship-based rewards boosts.

Common strengths

Relationship rewards can improve earning rates for eligible customers
Wide range of cash back and travel products
Several no-annual-fee options

What to compare

Highest value may require banking relationship eligibility
Co-branded card value depends on loyalty to a travel partner
Benefits differ widely between products

Best for travel

Air France KLM Visa Signature® Credit Card Bank of America

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4.6 ★★★★★

Wafa rating

Air France KLM Visa Signature® Credit Card

Bank of America · Visa

Annual fee

$89

Welcome bonus

70,000 points

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Partner status benefits may apply
Travel-focused card positioning

Best for travel

Alaska Airlines Visa Signature Credit Card Bank of America

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4.6 ★★★★★

Wafa rating

Alaska Airlines Visa Signature Credit Card

Bank of America · Visa

Annual fee

$95

Welcome bonus

50,000 points

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
Airport-lounge benefits may apply
Companion-travel perks may apply

Best for travel

Atmos™ Rewards Ascent Visa Signature® credit card Bank of America

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4.6 ★★★★★

Wafa rating

Atmos™ Rewards Ascent Visa Signature® credit card

Bank of America · Visa

Annual fee

$95

Welcome bonus

50,000 points

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Airport-lounge benefits may apply
Companion-travel perks may apply
Travel-focused card positioning

Best for travel

Atmos™ Rewards Summit Visa Infinite® Credit Card Bank of America

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4.7 ★★★★★

Wafa rating

Atmos™ Rewards Summit Visa Infinite® Credit Card

Bank of America · Visa

Annual fee

$395

Welcome bonus

100,000 points

Rewards rate

10%

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Airport-lounge benefits may apply
Partner status benefits may apply
Companion-travel perks may apply

Best for business

Atmos™ Rewards Visa Signature® Business Card Bank of America

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4.6 ★★★★★

Wafa rating

Atmos™ Rewards Visa Signature® Business Card

Bank of America · Visa

Annual fee

$70

Welcome bonus

80,000 points

Rewards rate

10%

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Airport-lounge benefits may apply
Companion-travel perks may apply
Business spending features

Best for no annual fee

Bank of America Customized Cash Rewards Secured Credit Card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America Customized Cash Rewards Secured Credit Card

Bank of America · Visa

Annual fee

Welcome bonus

200 points

Rewards rate

1%-3%

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Fraud-liability protection
No yearly card fee

Best for no annual fee

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Bank of America · Mastercard

Annual fee

Welcome bonus

500 points

Rewards rate

1%-5.25%

Intro APR

0% · 7mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee
Business spending features

Best for no annual fee

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America · Mastercard

Annual fee

Welcome bonus

50,000 points

Rewards rate

Varies

Intro APR

0% · 7mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
Baggage coverage may be included
No yearly card fee

Best for no annual fee

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Bank of America · Mastercard

Annual fee

Welcome bonus

500 points

Rewards rate

1.5%-2.62%

Intro APR

0% · 7mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee
Business spending features

Best for no annual fee

Bank of America® Customized Cash Rewards Credit Card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Customized Cash Rewards Credit Card

Bank of America · Mastercard

Annual fee

Welcome bonus

200 points

Rewards rate

1%-6%

Intro APR

0% · 15mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee
Cash-back earning focus

Best for no annual fee

Bank of America® Customized Cash Rewards Credit Card for Students Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Customized Cash Rewards Credit Card for Students

Bank of America · Visa

Annual fee

Welcome bonus

200 points

Rewards rate

1%-6%

Intro APR

0% · 15mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee
Cash-back earning focus

Best for travel

Bank of America® Premium Rewards® credit card Bank of America

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4.6 ★★★★★

Wafa rating

Bank of America® Premium Rewards® credit card

Bank of America · Visa

Annual fee

$95

Welcome bonus

600 points

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Travel-focused card positioning

Best for travel

Bank of America® Premium Rewards® Elite Credit Card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Premium Rewards® Elite Credit Card

Bank of America · Visa

Annual fee

$550

Welcome bonus

750 points

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Airport-lounge benefits may apply
Partner status benefits may apply
Travel-focused card positioning

Best for no annual fee

Bank of America® Travel Rewards credit card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Travel Rewards credit card

Bank of America · Visa

Annual fee

Welcome bonus

250 points

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee
Travel-focused card positioning

Best for no annual fee

Bank of America® Travel Rewards Credit Card for Students Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Travel Rewards Credit Card for Students

Bank of America · Visa

Annual fee

Welcome bonus

250 points

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee

Best for no annual fee

Bank of America® Unlimited Cash Rewards Credit Card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Unlimited Cash Rewards Credit Card

Bank of America · Visa

Annual fee

Welcome bonus

200 points

Rewards rate

1.5%-2%

Intro APR

0% · 15mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee
Cash-back earning focus

Best for no annual fee

Bank of America® Unlimited Cash Rewards credit card for Students Bank of America

image coming soon

4.7 ★★★★★

Wafa rating

Bank of America® Unlimited Cash Rewards credit card for Students

Bank of America · Visa

Annual fee

Welcome bonus

200 points

Rewards rate

1.5%-2%

Intro APR

0% · 15mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee

Best for no annual fee

Bank of America® Unlimited Cash Rewards Secured Credit Card Bank of America

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4.7 ★★★★★

Wafa rating

Bank of America® Unlimited Cash Rewards Secured Credit Card

Bank of America · Visa

Annual fee

Welcome bonus

Check terms

Rewards rate

1.5%-2%

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

No yearly card fee

Best for no annual fee

BankAmericard® credit card Bank of America

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4.7 ★★★★★

Wafa rating

BankAmericard® credit card

Bank of America · Mastercard

Annual fee

Welcome bonus

Check terms

Rewards rate

Intro APR

0% · 21mo

See rates & apply on Bank of America's site

Why we like it

Intro APR or transfer-focused terms
No yearly card fee

Best for travel

Royal ONE Plus™ Visa Signature® Credit Card Bank of America

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4.6 ★★★★★

Wafa rating

Royal ONE Plus™ Visa Signature® Credit Card

Bank of America · Visa

Annual fee

$99

Welcome bonus

700 points

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Travel-focused card positioning

Best for no annual fee

Royal ONE™ Visa Signature® Credit Card Bank of America

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4.7 ★★★★★

Wafa rating

Royal ONE™ Visa Signature® Credit Card

Bank of America · Visa

Annual fee

Welcome bonus

450 points

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Bank of America's site

Why we like it

Priority boarding may be available
No yearly card fee
Travel-focused card positioning