Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- No annual fee
- Purchase APR
- Check issuer terms
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- Check issuer terms
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Check issuer terms
- Grace period
- Check issuer terms
- Recommended credit
- Good (670-719)
Key benefits
- No yearly card fee
- Cash-back earning focus
Rewards breakdown
Wafacard summary: this cash-back card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Intro value may include 200 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include no yearly card fee, cash-back earning focus. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Is AT&T Points Plus℠ Card from Citi worth it?
The AT&T Points Plus℠ Card from Citi is a no-annual-fee cashback card from Citi, so you can keep it long term without paying to hold it. New cardholders may also qualify for a welcome offer: Intro value may include 200 points. Confirm current requirements with the issuer. It is generally aimed at applicants with good (670-719) credit. Confirm current terms on Citi's site before applying.
