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Issuer guide

Best Citi credit cards

Compare cards issued by Citi.

About Citi credit cards

Citi cards often compete in cash back, balance transfer, and flexible points categories. Citi can be useful for shoppers who want simple rewards, long promotional APR windows, or ThankYou points.

Common strengths

  • Competitive cash back and balance-transfer options
  • ThankYou points can support flexible redemption strategies
  • Useful no-annual-fee options in the lineup

What to compare

  • Travel protections vary by product
  • Best points value may require pairing cards or using specific redemptions
  • Promotional APR terms should be checked carefully before applying
Best for no annual fee
AT&T Points Plus℠ Card from Citi Citi
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4.7 ★★★★★
Wafa rating

AT&T Points Plus℠ Card from Citi

Citi · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
Cash back
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Citi Custom Cash® Card Citi
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4.7 ★★★★★
Wafa rating

Citi Custom Cash® Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%-5%
Intro APR
0% · 15mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Citi Double Cash® Card Citi
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4.7 ★★★★★
Wafa rating

Citi Double Cash® Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%-5%
Intro APR
0% · 18mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Citi Simplicity® Card Citi
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4.7 ★★★★★
Wafa rating

Citi Simplicity® Card

Citi · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
Varies
Intro APR
0% · 18mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for travel
Citi Strata Elite℠ Card Citi
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4.7 ★★★★★
Wafa rating

Citi Strata Elite℠ Card

Citi · Mastercard

Annual fee
$595
Welcome bonus
75,000 points
Rewards rate
1.5x-12x
Intro APR
0% · 15mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • Airport-lounge benefits may apply
  • Partner status benefits may apply
Best for travel
Citi Strata Premier® Card Citi
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4.6 ★★★★★
Wafa rating

Citi Strata Premier® Card

Citi · Mastercard

Annual fee
$95
Welcome bonus
60,000 points
Rewards rate
1x-10x
Intro APR
0% · 15mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • Travel-focused card positioning
Best for no annual fee
Citi Strata℠ Card Citi
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4.7 ★★★★★
Wafa rating

Citi Strata℠ Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
20,000 points
Rewards rate
1x-5x
Intro APR
0% · 15mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for travel
Citi® / AAdvantage® Executive World Elite Mastercard® Citi
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4.7 ★★★★★
Wafa rating

Citi® / AAdvantage® Executive World Elite Mastercard®

Citi · Mastercard

Annual fee
$595
Welcome bonus
70,000 points
Rewards rate
Varies
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • Partner status benefits may apply
  • Travel-focused card positioning
Best for travel
Citi® / AAdvantage® Globe™ Mastercard® Citi
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4.7 ★★★★★
Wafa rating

Citi® / AAdvantage® Globe™ Mastercard®

Citi · Mastercard

Annual fee
$350
Welcome bonus
90,000 points
Rewards rate
Varies
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • Companion-travel perks may apply
  • Travel-focused card positioning
Best for travel
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Citi
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4.6 ★★★★★
Wafa rating

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi · Mastercard

Annual fee
$99
Welcome bonus
80,000 points
Rewards rate
Varies
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • Partner status benefits may apply
  • Travel-focused card positioning
Best for no annual fee
Citi® Diamond Preferred® Card Citi
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4.7 ★★★★★
Wafa rating

Citi® Diamond Preferred® Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
Varies
Intro APR
0% · 21mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Citi® Secured Mastercard® Citi
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4.7 ★★★★★
Wafa rating

Citi® Secured Mastercard®

Citi · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
Varies
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Costco Anywhere Visa® Business Card by Citi Citi
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4.7 ★★★★★
Wafa rating

Costco Anywhere Visa® Business Card by Citi

Citi · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%-5%
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • No yearly card fee
  • Business spending features
Best for no annual fee
Costco Anywhere Visa® Card by Citi Citi
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4.7 ★★★★★
Wafa rating

Costco Anywhere Visa® Card by Citi

Citi · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%-5%
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
My Best Buy® Credit Card Citi
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4.7 ★★★★★
Wafa rating

My Best Buy® Credit Card

Citi · Visa

Annual fee
$0
Welcome bonus
10 points
Rewards rate
1%-5%
Intro APR
0% · 24mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
The Home Depot® Consumer Credit Card Citi
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4.7 ★★★★★
Wafa rating

The Home Depot® Consumer Credit Card

Citi · Other

Annual fee
$0
Welcome bonus
100 points
Rewards rate
Varies
Intro APR
0% · 12mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee