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Citi · Mastercard

Citi Strata Premier® Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$95
Rewards rate
1x
Intro offer
Intro value may include 60,000 points. Confirm current requirements with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
$95
Purchase APR
APR range: 19.49% - 27.49%
Balance transfer APR
APR range: 19.49% - 27.49%
Cash advance APR
APR range: 29.74%
Promo APR length
15 months
Foreign transaction fee
Check issuer terms
Late payment fee
$41
Grace period
21 days
Recommended credit
Excellent (720+)
Terms last updated
6/22/2026
Key benefits
  • Intro APR or transfer-focused terms
  • Travel-focused card positioning
Rewards breakdown

Wafacard summary: this travel rewards card shows points earning from 1x-10x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.

Intro offer: Intro value may include 60,000 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include intro apr or transfer-focused terms, travel-focused card positioning. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Citi
Network
Mastercard
Type
travel
Review status
Terms reviewed 6/30/2026

Is Citi Strata Premier® Card worth it?

The Citi Strata Premier® Card is a travel card from Citi with a $95 annual fee — a mid-range cost that should be offset by everyday value. It lists 1x on eligible spending, and the breakdown below shows how that earning applies across categories. New cardholders may also qualify for a welcome offer: Intro value may include 60,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 19.49% - 27.49%. Confirm current terms on Citi's site before applying.

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