Is Chase Sapphire Reserve® for Business worth it?
Chase Sapphire Reserve® for Business can be a fit for people comparing business cards from Chase. The main things to weigh are the $795 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this business spending card shows points earning from 1x-8x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.
Intro offer: Intro value may include 200,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include cell phone protection may be available, airport-lounge benefits may apply, partner status benefits may apply, business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $795
- Purchase APR
- APR range: 17.74% - 28.49%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- Check issuer terms
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- $40 or 2% of the minimum payment due, whichever is greater
- Grace period
- Check issuer terms
- Recommended credit
- Excellent (720+)
- Terms last updated
- 6/22/2026
Key benefits
- Cell phone protection may be available
- Airport-lounge benefits may apply
- Partner status benefits may apply
- Business spending features