Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $795
- Purchase APR
- APR range: 17.74% - 28.49%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- Check issuer terms
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- $40 or 2% of the minimum payment due, whichever is greater
- Grace period
- Check issuer terms
- Recommended credit
- Excellent (720+)
- Terms last updated
- 6/22/2026
Key benefits
- Cell phone protection may be available
- Airport-lounge benefits may apply
- Partner status benefits may apply
- Business spending features
Rewards breakdown
Wafacard summary: this business spending card shows points earning from 1x-8x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.
Intro offer: Intro value may include 200,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include cell phone protection may be available, airport-lounge benefits may apply, partner status benefits may apply, business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Is Chase Sapphire Reserve® for Business worth it?
The Chase Sapphire Reserve® for Business is a premium business card from Chase with a $795 annual fee, so it needs to earn its keep through rewards and benefits. It lists 1x on eligible spending, and the breakdown below shows how that earning applies across categories. New cardholders may also qualify for a welcome offer: Intro value may include 200,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 17.74% - 28.49%. Confirm current terms on Chase's site before applying.
