Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $195
- Purchase APR
- APR range: 19.49% - 28.49%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- APR range: 21.99%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $39
- Grace period
- 25 days
- Recommended credit
- Good (670-719)
- Terms last updated
- 6/22/2026
Key benefits
- Partner status benefits may apply
- Business spending features
Rewards breakdown
Wafacard summary: this business spending card shows points earning from 3x-12x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.
Intro offer: Intro value may include 130,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include partner status benefits may apply, business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Amex
- Review status
- Terms reviewed 6/30/2026
Is Hilton Honors American Express Business Card worth it?
The Hilton Honors American Express Business Card is a business card from American Express with a $195 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Intro value may include 130,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with good (670-719) credit, with a purchase APR around APR range: 19.49% - 28.49%. Confirm current terms on American Express's site before applying.
