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Regions · Visa

Regions Premium Visa® Signature Credit Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$125
Rewards rate
See reward details
Intro offer
Intro value may include 30,000 points. Confirm current requirements with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
$125
Purchase APR
APR range: 19.24% - 28.49%
Balance transfer APR
0% intro balance-transfer period for 12 months; variable APR applies after.
Cash advance APR
APR range: 30.24%
Promo APR length
12 months
Foreign transaction fee
Check issuer terms
Late payment fee
Up to $39
Grace period
21 days
Recommended credit
Excellent (720+)
Terms last updated
6/22/2026
Key benefits
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
Rewards breakdown

Wafacard summary: this everyday credit card shows points earning from 1.5x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.

Intro offer: Intro value may include 30,000 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include intro apr or transfer-focused terms, extended warranty coverage may be included. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Regions
Network
Visa
Type
general
Review status
Terms reviewed 6/30/2026

Is Regions Premium Visa® Signature Credit Card worth it?

The Regions Premium Visa® Signature Credit Card is a general card from Regions with a $125 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Intro value may include 30,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 19.24% - 28.49%. Confirm current terms on Regions's site before applying.

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