Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $49
- Purchase APR
- APR range: 15.74% - 24.74%
- Balance transfer APR
- APR range: 15.74% - 24.74%
- Cash advance APR
- APR range: 27.74%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $39
- Grace period
- 25 days
- Recommended credit
- Good (670-719)
- Terms last updated
- 6/1/2026
Key benefits
- Business spending features
Rewards breakdown
Wafacard summary: this business spending card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Intro value may include 20,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Is Truist Business Travel Rewards Credit Card worth it?
The Truist Business Travel Rewards Credit Card is a business card from Truist with a $49 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Intro value may include 20,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with good (670-719) credit, with a purchase APR around APR range: 15.74% - 24.74%. Confirm current terms on Truist's site before applying.
