Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $149
- Purchase APR
- APR range: 19.49% - 29.49%
- Balance transfer APR
- APR range: 19.49% - 29.49%
- Cash advance APR
- APR range: 29.74%
- Promo APR length
- 6 months
- Foreign transaction fee
- $0
- Late payment fee
- Check issuer terms
- Grace period
- Check issuer terms
- Recommended credit
- Excellent (720+)
- Terms last updated
- 7/11/2026
Key benefits
- Partner status benefits may apply
- Employee card controls may be available
- Business spending features
Rewards breakdown
Wafacard summary: this business spending card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Intro value may include 45,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include partner status benefits may apply, employee card controls may be available, business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Visa
- Review status
- Terms reviewed 6/30/2026
Is Wyndham Rewards Earner® Business Card worth it?
The Wyndham Rewards Earner® Business Card is a business card from Barclays with a $149 annual fee — a mid-range cost that should be offset by everyday value. It lists 1x on eligible spending, and the breakdown below shows how that earning applies across categories. New cardholders may also qualify for a welcome offer: Intro value may include 45,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 19.49% - 29.49%. Confirm current terms on Barclays's site before applying.
